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Pay smarter · via a financier

Reverse Factoring

Let your suppliers benefit from your creditworthiness. A funder pays them early, and your own balance sheet stays untouched.

This is what the Pay earlier dial leads to
What it is

Support your chain without your own cash

With Reverse Factoring (also called Supply Chain Finance), an external funder pays your suppliers early. The funder looks at your creditworthiness, not the supplier's. That gives your supplier access to a rate they could never get on their own. You pay the funder on the agreed due date. You strengthen your supply chain without using your own working capital.

For whom: buying organisations with a strong credit position and substantial annual spend that want their suppliers to share in their favourable financing rate.
How it works

In a few steps

1

Supplier invoices

Your supplier delivers and invoices as usual, via the platform.

2

Get paid earlier

The supplier chooses to be paid earlier.

3

Financier pays directly

An external financier pays the supplier straight away.

4

You settle later

You pay the funder on the agreed due date.

What it gives you

The benefits

✓You don't burden your own cash flow
✓Your suppliers benefit from your financing rate
✓Your supplier no longer bears credit risk
✓Your supplier gets paid immediately
✓A stronger, more stable chain
✓Fully via the platform and your ERP

Want to get paid faster yourself?

Reverse Factoring is meant for the party that buys and pays. Are your invoices outstanding too long with your own customers? Then SmartDSO is a better fit. You offer your customers an earlier payment date in exchange for a discount, with no funder and no credit assessment.

View SmartDSO →
Get started

What it costs

Custom pricing

First a short credit assessment

The funder assesses your organisation's creditworthiness and sets a credit limit and rate based on it. The stronger your credit position, the better the rate for your suppliers.

Book a call →